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I met Anne Davis at Bank Travel several years ago. I was impressed with her less than pushy ways and since I was looking for another avenue of travel, I decided to give her a chance. I continue to feel the same way several trips and years later and have found her to be totally honest and trustworthy. The people that work for Cruises and Tours Worldwide are friendly and helpful and neither my bank travelers nor I have been disappointed with any trip planned and escorted by CTW. I would and do recommend travel with Cruises and Tours Worldwide!Brenda Sykes, The Murray Bank